BUSINESS & PROFESSIONAL
SERVICES
The basic policy includes Property, Crime, General
Liability, Non-owned Automobile, Travellers’ Excess
Medical and Key Personnel coverages. At the Insured’s
option, Errors and Omissions Liability, Business
Interruption, Boiler and Machinery insurance, as well
as various other extensions can be added.
Other features:
-Employment Practices Liability
-Exhibitions & trade shows in Canada & U.S.
-Tenants Legal Liability
GRAPHIC TRADES
Coverage for Graphic Trades is specially suited to
printing trades and graphic arts specialists with
annual sales.The basic policy includes Property,
Crime, General Liability and Non-owned Automobile
coverages. At the Insured‘s option, business
interruption insurance, boiler and machinery
insurance, graphic trades’ errors and omissions
liability insurance, travellers excess medical
coverage, and various extensions can be added.
Other
features:
-U.S. Sales
-Product recall expenses for up to $100,000-Artwork
covered for replacement cost
-Damage to work in progress up to $25,000
MANUFACTURERS
Specially suited to manufacturing, assembly and
processing businesses.
The basic policy includes Property, Crime, General
Liability, Nonowned Automobile and Travellers’
Medical coverages. At the Insured’s option, business
interruption insurance, boiler and machinery
insurance and various extensions can be added.
Other
features:
-Products Liability Coverage for U.S. Sales for most
products
-Product recall expenses for up to $100,000
-High General Liability limits available
-Consequential Loss due to temperature change up to
stock limit
REAL
ESTATE
Custom designed for owners of income producing
property, condominiums, co-operatives, and property
managers. The basic policy for income producing risks
includes Property, General Liability, Crime,
Non-owned Automobile, Boiler and Machinery and Rental
Income coverages. At the Insured’s option,
Traveller’s Excess Medical coverage can be added.
Other
features:
-By-law coverage automatic if built after 1979
-All exterior glass & signs covered for "All
Risks"
-Accountants Fees up to $25,000
-Mortgage Rate Guarantee
WHOLESALERS
Custom designed for wholesalers and manufacturers’
agents. The basic policy includes Property, Crime,
General Liability, Non-owned Automobile and
Travellers’ Excess Medical coverages. At the
Insured’s option, business interruption insurance,
boiler and machinery insurance, tax bonds and various
extensions can be added.
Other
features:
-Products Liability Coverage for U.S. Sales for most
products
-Product recall expenses for up to $100,000
-Consequential Loss due to temperature change up to
stock limit
-Refrigeration Breakdown for Property in Transit
Included
-Vendor's Liability
COMMERCIAL
AUTO
Coverage Available:
-Liability limits up to $10,000,000 for most classes
-Special Trucking policy up to $5,000,000 includes
Cargo and General Liability
Eligible Classes:
• Contractors
• Retailers
• Garages
• Sales Representatives
• Manufacturers
• Wholesalers
LONG HAUL TRUCKING
-1 Policy, 3 Coverages (Auto, Cargo & CGL)
-Radius of more than 160 km, including US
-Up to 9 vehicles on a policy
DIRECTORS & OFFICERS
-Non-profit and For-Profit Organizations
-Worldwide Coverage
-Employment Practices Liability Coverage available
-2 year policies available
SURETY
Contractor Bonds
Construction surety products are an essential
component of any successful commercial, industrial or
institutional project. Products include:
- Bid bonds
- Consents of surety (agreement to bond)
- Performance bonds
- Labour and material payment bonds
- Maintenance bonds
- Similar instruments that may be required to assist you in fulfilling your obligations.
Miscellaneous bonds are often referred to as Commercial Surety and encompasses many types of bonds. These instruments are most often required to satisfy regulatory requirements set by municipal, provincial and federal agencies. Miscellaneous bonds include:
- Licenses and permits
- Customs and excise
- Court bonds (administration, guardianship)
- Lost instrument bonds
ASK US ABOUT...
- Host Liquor Liability Programs
- Hole-In-One Insurance
- Hobby/Enthusiast Club Programs
* Contact us for more details or if you have any other requirements not listed above!